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Benefits and Claims Management

Please know benefit and payment information is an estimate only and provided as a courtesy. A discrepancy may exist between the information obtained and actual coverage and payment responsibility. Four Points Counseling Center always encourages clients to independently verify coverage by contacting the insurance company directly.

In Network Insurance Plans


Aetna Medicare Advantage

All Savers

Anthem Blue Cross Blue Shield (BCBS)

BCBS Medicare Advantage

Beacon Health Options (ValueOptions)

Child Health Plan Plus (CHP+)


Cigna Medicare Advantage

Colorado Access

Colorado Community Health Alliance (CCHA)

Evernorth (formerly Cigna)

Health First Medicaid


Humana Medicare Advantage



Rocky Mountain Health Plans (RMHP)

TriWest (VA Community Care Network)

UCHealth Plan Administrators 

United Healthcare/Optum

United Behavioral Health (UBH)

United Medical Resources (UMR)

United Medicare Advantage

Alternate Payment Information:

  • Self-pay rates for out-of-network clients or for those preferring to pay privately are available

  • Sliding scale rates offered based on availability


Four Points is an entirely therapist-operated practice. We pride ourselves on being accessible and responsive to clients including for matters that lie outside the therapy session, such as insurance and billing-related needs.


If you have questions, you can reach a member of our team by calling (970) 682-1337 or emailing If you call our office, you may need to leave a message, but please be assured we'll return your call promptly.

Established clients may also use the Support Request on the Forms & Resources page.

Insurance: Resources

Benefits Verification

During scheduling, insurance information is collected in order to verify benefits. Before the intake appointment, benefit and payment information is shared via the client portal.  

Claims Submission

Claims are submitted electronically with our administrative team managing insurance matters behind the scenes. You are kept apprised whenever possible of changes that impact session fees, such as a deductible resetting. 

Client Responsibility

Our usual practice is to accept credit card payments but cash and checks can be accepted for in person appointments. For those exclusively receiving teletherapy services, credit card is the only available method of payment.

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