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In Network Insurance Plans


Aetna Medicare Advantage

All Savers

Anthem Blue Cross Blue Shield (BCBS)

BCBS Medicare Advantage

Child Health Plan Plus (CHP+)


Cigna Medicare Advantage

Colorado Access (Medicaid)


Humana Medicare Advantage


UCHealth Plan Administrators 

United Healthcare/Optum

United Healthcare EAP

United Behavioral Health (UBH)

United Medical Resources (UMR)

United Medicare Advantage

Alternative Payment Information:

  • Self-pay rates for out-of-network clients or for those preferring to pay privately are available

  • Sliding scale rates may also be available for clients paying for services out of pocket


Benefits and Claims Management

Please know benefit verification and payment information is an estimate only, which is provided as a courtesy to our clients. It's possible a discrepancy may exist between the information obtained and the client's actual coverage and payment responsibility. Four Points Counseling Center always encourages clients to independently verify coverage by contacting their insurance company directly.

Benefits Verification

During the initial call to schedule an intake appointment, we will collect insurance information. Before your first session, we verify benefits and let you know what to expect regarding payment so you won't have any surprises.

Claims Submission

Claims are submitted electronically and our administrative team manages nearly all insurance matters behind the scenes, while keeping you apprised whenever possible of important changes that impact session fees, such as a deductible resetting. 

Client Responsibility

Our usual practice is to accept credit card payments but we're able to accept cash and checks for in person clients. For those exclusively receiving teletherapy services, credit card is the only available method of payment.


We pride ourselves on making the insurance aspect of therapy as convenient as possible, which includes easily reaching us if you have questions. For claims, billing, or payment-related questions, please call our office at (970) 682-1337 or email You may need to leave a message, but we'll return your call promptly and ensure your questions are answered.