Benefits and Claims Management

Please know benefit and payment information is an estimate only and provided as a courtesy. A discrepancy may exist between the information obtained and actual coverage and payment responsibility. Four Points Counseling Center always encourages clients to independently verify coverage by contacting the insurance company directly.

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In Network Insurance Plans


Aetna Medicare Advantage

All Savers

Anthem Blue Cross Blue Shield (BCBS)

BCBS Medicare Advantage

Beacon Health Options (ValueOptions)

Child Health Plan Plus (CHP+)


Cigna Medicare Advantage

Colorado Access

Colorado Community Health Alliance (CCHA)

Health First Medicaid


Humana Medicare Advantage



Rocky Mountain Health Plans (RMHP)

TriWest (VA Community Care Network)

UCHealth Plan Administrators 

United Healthcare/Optum

United Healthcare EAP

United Behavioral Health (UBH)

United Medical Resources (UMR)

United Medicare Advantage

Alternate Payment Information:

  • Self-pay rates for out-of-network clients or for those preferring to pay privately are available

  • Sliding scale rates may also be available 


Four Points is an entirely therapist-operated practice. We pride ourselves on being accessible and responsive to the needs of Four Points clients including those that lie outside the bounds of the therapy session, such as insurance and billing matters.


If you have questions, you can easily reach a member of our team by calling (970) 682-1337 or emailing If you call our office, you may need to leave a message, but please be assured we'll return your call promptly.


Benefits Verification

During the scheduling process, we collect insurance information in order to verify benefits. Before the intake appointment, benefit and payment information is shared with you via the client portal so you know what to expect before your first session.  Occasionally, if an appointment is booked with a quick turnaround, we may be unable to provide this information before the appointment occurs, but we share this at the time of scheduling if it applies to you. 

Claims Submission

Claims are submitted electronically and our administrative team manages nearly all insurance matters behind the scenes, while keeping you apprised whenever possible of important changes that impact session fees, such as a deductible resetting. 

Client Responsibility

Our usual practice is to accept credit card payments but we're able to accept cash and checks for in person clients. For those exclusively receiving teletherapy services, credit card is the only available method of payment.