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Participating Health Plans

Major Health Plans


Anthem BCBS

Cigna (Evernorth)





United Medical Resources (UMR)

United Behavioral Health (UBH)

United Healthcare (UHC)

Subsidiary Plans

All Savers

Allegiance Benefit Plan

Bravo Health

Corporate Benefit Services

Health Partners

Health Plans, Inc.

Loyal American Life

Lucent Health

Meritain Health

Oxford Health

Simple Benefits Admin 

(Formerly UCHealth Plan)



VA Community Care Network


World Trade Center Health Program

& Other Health Plans


Out of network with Beacon/Kaiser and all EAPs

*CO Medicaid


Colorado Access

Colorado Community Health Alliance (CCHA)

Health First Colorado

Rocky Mountain Health Plans (RMHP)


Out of network with NE Health Partners


Traditional Medicare (Part B), most supplements & Part C plans 

Aetna Medicare Advantage

BCBS Medicare Advantage

Humana Medicare Advantage

United Medicare Advantage

Dual Eligibility (Medicare + Medicaid)

+ Other subsidiary & independent plans

Don't see your plan?

Please email We may be able to accept 

your plan and will be glad to explore what is possible.

Private Pay & Out of Network Services 

Private pay rates vary depending on the therapist and are available by contacting our scheduling team at scale rates may be offered based on availability.

If you decide to see a therapist who is out-of-network with your health plan, we can provide you with a Superbill upon request if you would like to pursue using any out-of-network health benefits. 

Good Faith Estimate (GFE)

Those who elect to work with a therapist who is a non-participating provider with their health plan (out-of-network) and opts to pay privately for services is entitled to a good faith estimate. This is an explanation of the total estimated cost for health care services, which is provided before receiving those services. A good faith estimate is available upon request, or will be initiated upon scheduling services.

Visit for more information about your rights under federal law.


We strive to be accessible and responsive to our clients in all matters, please reach out with questions anytime. 


For questions about scheduling, availability, general inquiries, or to learn more about our therapists, please contact


For questions related to insurance, payment or other billing questions, please reach out to  


Those interested in becoming a client at Four Points are welcome  to complete a contact request; this is one of the quickest ways to get in touch us and we would be glad to contact you about how we can support you. 

Insurance: Resources

Health Plan FAQ

Information regarding health plan coverage (benefits) and payment responsibility is provided as a courtesy and is intended to serve as an estimate only.


A discrepancy may exist between information provided by Four Points and your actual coverage and the payment you owe. We encourage you to contact your insurance company and independently verify your coverage before receiving services with Four Points Counseling Center. 

How will I know the cost of services and the amount insurance will pay?

Before the first appointment, your health plan coverage and anticipated payment responsibility is verified and communicated to you via email. 

What forms of payment are accepted?

We prefer that credit card is used whenever possible, however clients are able pay by cash or check as long as services are attended in person. For those exclusively attending sessions via telehealth, credit card is the only available method of payment.

Are HSA funds accepted?

HSA cards can be added to your account like any other credit card. Some HSA and FSA programs may direct you to make payment through a third party, such as Instamed. In this case, we are glad to accept payment in this way, and it's greatly appreciated when our clients let us know they are utilizing this type of arrangement so that we may adjust our bookkeeping.

Are claims submitted to my insurance?  Or do I need Superbills to do this on my own?

Four Points manages all claims and submits directly to insurance, with the exception of instances in which clients choose to see a therapist who is out-of-network with their health plan. In these cases, we are happy to provide Superbills for those who wish to pursue their out-of-network health benefits. 

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